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Consumer credit counseling, debt management, and financial education services provided by non-profit credit counseling companies designed to establish equilibrium between consumers, creditors, and member agencies for the successful rehabilitation of debt-challenged families and individuals.

Our Mission

The AICCCA mission is to promote quality and professional delivery of credit counseling services. AICCCA independent non-profit member agencies assist millions of consumers annually with counseling and debt management services. Find out more about joining the AICCCA.

AICCCA Press Release

Joseph Curcio is New Director of Creditor Relations

Fairfax, VA - September 14, 2012 — The Association of Independent Consumer Credit Counseling Agencies has appointed Joe Curcio as Director of Creditor Relations. Curcio brings more than 25 years experience in relationship management, business development and sales in the financial services and technology areas to his role at AICCCA.

"As Director of Creditor Relations, Joe Curcio's experience with retail banking and financial networks will be a great asset for AICCCA," said David Jones, president, Association of Independent Consumer Credit Counseling Agencies. "We look forward to working with Joe and improving the lines of communication with creditors."

Curcio was previously Vice President of Online Banking and Bill Payment Operations at Citibank. He was a member of the MasterCard RPPS product committee for seven years and held the position of Chairman of the Marketing Committee for three years. Curcio has provided professional consulting services to many corporate clients.

Curcio earned a Bachelor's of Business Sciences degree from Hofstra University.

Founded in 1993, Association of Independent Consumer Credit Counseling Agencies (AICCCA) is a national membership organization, established to promote quality and consistent delivery of credit counseling services. AICCCA and its members are focused on improved creditor relations, efficient processes and advanced technology to best serve clients and creditors. AICCCA members are independent nonprofit agencies that advocate for debtors, counsel millions of consumers annually nationwide and provide debt management services to consumers with excessive unsecured debt. For more information or to contact an AICCCA member office call 866-703-TRUSTAICCCA (866-703-8787) or visit

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