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The President’s Corner
by David C. Jones, Ph.D.
On January 21, 2010 the Supreme Court rendered its decision on the Citizens United v. Federal Elections Commission. That decision revised many long-established laws and regulations and caused many states and federal... [ more ]

AICCCA Mid-Winter Conference Report
and Upcoming Conference Schedule
by Shari Bedker, Executive Director
Thank you to all the attendees, creditors, vendors and speakers who participated in AICCCA’s 17th Mid-Winter Conference in Orlando and made...[ more ]

CARD Act Transforms Consumer Credit Landscape as New Regulation of CCAs Remains Possible in Senate Financial Reform Bill
by Philip Corwin, AICCCA Credit Representative
When we published our last newsletter on pending legislative and regulatory developments:
  • The House had just passed broad financial reform legislation that included creation of an independent Consumer Financial Protection Agency (CFPA) with direct regulatory authority over non-profit credit counseling...[ more ]

What Creditors Want Now
by Mike Morency, Peregrin Services
The so-called “Great Recession” has taken its toll on the economy and the consumer. In the same time, Banks (Issuers) have not been able to focus on helping consumers with new products, services, and strategies... [ more ]

Consumer Complaints Spur Government Action and Focus on Financial Education
by Jonathan L. Pompan, Esq., Venable LLP, Washington, D.C.
The role of credit counseling agencies in assisting consumers in financial distress has received a lot of positive government and media attention. Before the economic crisis, the public most often heard about credit counseling...[ more ]

AICCCA in the News
by Ken Scott, AICCCA Press Representative
AICCCA members and Dave Jones continue to appear regularly in the national media. Recently Dave Jones was interviewed for an Associated Press print piece regarding consumers who are facing financial strain due to... [ more ]

Most Americans Do Not Check Their Credit Reports Annually According to CESI Debt Solutions Poll
Submitted by AICCCA Member CESI
Most credit counselors advise checking your credit report once a year. But according to a recent CESI Debt Solutions survey, only 47 percent of Americans reported that they check their credit report annually... [ more ]

Homelessness Prevention and Rapid Re-Housing Program is assisting individuals nationwide
Submitted by AICCCA Member Novadebt
On February 17, 2009, President Obama signed the American Recovery and Reinvestment Act of 2009, which includes $1.5 billion for a Homelessness Prevention Fund. The purpose of the Homelessness Prevention and Rapid Re-Housing Program (HPRP) is to provide homelessness prevention... [ more ]

New Credit Card Rules Aimed to Help Consumers Could Hurt Them
Submitted by AICCCA member CESI
In February, the second wave of pro-consumer credit card laws go into effect as a result of the Credit Card Act. The intent is to protect credit card holders from abusive fees, penalties, interest rate increases and other changes to terms and conditions. But there are potential pitfalls to the new laws that consumers... [ more ]

Upcoming Events • How to Join AICCCA • www.aiccca.org


PMB 626, 13350 Random Hills Road Suite 800
Fairfax, VA 22030-6044

AICCCA’s Members operate over 250 individual offices in 38 States which includes some of the largest agencies in the United States. AICCCA members represent over 630,000 consumers on active debt repayment plans and we counsel and train many times that number annually.
All our members are Non-Profit agencies.