Our Mission

The AICCCA mission is to promote quality and professional delivery of credit counseling services. AICCCA independent non-profit member agencies assist millions of consumers annually with counseling and debt management services. Find out more about joining the AICCCA.

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AICCCA, the Most Trusted Name in Credit Counseling

The Association of Independent Consumer Credit Counseling Agencies (AICCCA) is the largest national association representing non-profit credit counseling companies. Our members provide consumer credit counseling, debt management, housing counseling, bankruptcy counseling, and financial education services. All AICCCA members adhere to strict high-quality service standards. Our standards ensure that consumers with problem debt will receive expert help from experienced organizations they can trust. Take the first step towards financial freedom - call an AICCCA member today!

Consumer Tip of the Day:

July 30, 2014

Back to School Tips: Many states offer tax-free shopping days at back-to-school time. Retailers will often run special sales during the holiday and if you add the tax savings, you may save a significant amount of money.

Answer our Consumer Question of the Month:


Is Face-to-Face credit counseling a better option than telephone counseling?

Almost all credit counseling takes place by telephone these days.  Our members and those of the NFCC still offer face-to-face counseling but there is little demand.  Consumers generally don’t want to take the time and effort to arrange a face-to-face session; they would rather do it by phone – cheaper, easier, and faster.  And, the depth and quality of a telephone counseling session has been shown to be as effective as a face-to-face session.  The percentage of face-to-face counseling sessions overall is less than 1% of the total number of counseling sessions conducted today.

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